EYE ON INTEREST RATES Fixed rate mortgages remain around 6%, still at historical lows (from 1978 -1985 they were never under 10%!). Lenders are offering a variety of creative loans to assist all classes of buyers, from First Time Home Buyers to Trade up Buyers to Investors. Click on the blue text to visit a leading website with the current interest rates and lots more. Need help getting pre-approved for a loan? Call (310)306-6525 x166 or email me dan@danmayrealestate.com to get started. You'll be surprised how quick and painless it is.
Plenty of Loan Programs for First Timers, Cash Poor this article has helpful tips for first-time buyers and stresses the need to be assertive in elbowing your way up to the front of the home-buying line -- now.
The Top 10 Income Tax Deductions with Home Ownership Happy New Year means tax time is right around the corner. If you owned a home in 2005 you can benefit from the following. If not, your goal should be to get these tax benefits this year.
Consumer Tips: that I felt obligated to share with you:
1. Free Directory Assistance from Any Phone: Phone ompanies gouge us by charging $1.00 or more for directory assistance. Not Anymore! Dial 1 800 FREE 411 (1-800-373-3411). Program into your phone NOW! Works from any phone!
2. Block Telemarketers from your Cell Phone: did you know that Dec 1st '05 cell phone numbers were released to telemarketing companies and guess who gets to pay for these calls - YOU DO! Call 888-382-1222 to register your cell phone number on the do not call list. Your cell # will be blocked for 5 years. Do it NOW!
***** Investors Corner*****
Note: Have you read Robert Kiyosaki's "Rich Dad, Poor Dad"? Have you ever played the Cash Flow Game? I had the opportunity to play last Friday night in Woodland Hills and it was an enlightening experience...If your goal is obtaining financial freedom via real estate (95% of "wealthy" Americans did it this way), now is your chance to take the first step. Call or email me and I'll tell you how.
Here are the "Deals of the Month"
1. 8 units Pine Grove Apartments Hattiesburg, MS just 1 mile from the Univ.of Southern Miss. (2) 4-plexs generating $43K annual income, built 1980 asking $280,000 that's under 7 GRM! Call (310)306-6525 x166 for more details.
2. 4 units Indianapolis, IN 3 blocks front downtown close to hospital 2 story with (4) 1+1's on a 5,280 sq. ft. lot asking $119,000! Call (310)306-6525 x166 for more details.
3. 4 units Long Beach, CA remodeled 2003 6,029 lot size (2) 2+1's (2) 1+1's near Alamitos Beach. Scheduled Gross income is $40,730 asking $789,000 Call (310)306-6525 x166 for more details.
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Keller Williams Santa Monica
2701 Ocean Park Blvd #140 • Santa Monica, CA 90045
Office: (310)739-8647 • Fax: (310)626-8734
Mobile: (310)739-8647
E-mail: dan@danmayrealestate.com
